Out of Sight, Out of Business? The Digital Divide Holding Entrepreneurs Back
South Africa’s high unemployment rate has driven many individuals into entrepreneurship. According to the 2024 FinScope survey, South Africa has approximately 3 million medium, small, and micro-entrepreneurs, with 72% of micro-enterprises operating informally. With an estimated turnover of R5 trillion, the Micro, Small, and Medium Enterprise (MSME) sector provides a




























